Credit card debt is at its lowest level in six years. Consumers are spending less and paying down more debt. Lower interest rates, multiple lockdowns, and higher unemployment rates have led to positive changes in consumer behaviour. Will delinquencies and card balances return to pre-pandemic levels once government incentives end? In this session we will discuss: ● Emerging signs of financial stress in specific population segments ● How lenders can adapt their credit strategies ● The future of consumer credit post-pandemic Note: Presentation will be in English only.